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Christine Conway CFP
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IMPORTANT DISCLAIMER
This information is not to be considered to be financial advice and contains the opinion of the author. Please speak with a qualified professional advisor before making any decisions. The nature of the information provided is subject to change at any time and the content of the posts will not be updated to reflect these changes. If a change, update or correction is made to a post, notice of that change may not be stated on the website. We make every effort to ensure that accurate information is provided. However, we are not able to guarantee the accuracy or completeness of the information found on this website or from external sites that we have linked to. We will not provide compensation in any form if you suffer a loss of any kind as a result of the information on this blog.
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Category Archives: Buying a Home
Gifting a House to Family Members – Don’t get Taxed Twice
Getting a gift is always a good thing. Understanding the tax law so that you won’t have to pay more in the future, makes it even better. By definition, a gift is something that you received for free- at cost … Continue reading →
What’s the Difference? How breaking the term on your fixed term mortgage can cost money
What’s an interest rate differential? If you’re looking to break the term of your mortgage, it’s a cost that might make you want to reconsider. Say you were interested in breaking your fixed term mortgage to take advantage of lower … Continue reading →
Variable vs. Fixed: assessing the risk when selecting your mortgage term
There’s no shortage of articles out there expressing opinions about fixed and variable mortgages. Even after going through all of the information that you can find, you might still feel like you’re not equipped to make the decision. In my … Continue reading →
How do I know if the Home Buyers Plan is a better choice than letting my money grow in my RRSP?
The last post was about details to qualify for the home buyers plan. So which is a better choice – letting my RRSP grow through compounding or taking the money out for use through the home buyers plan? Taking the … Continue reading →
Do I qualify for the Home Buyers Plan?
So you’ve decided to buy that new home. You’ve gone over the possible scenarios with your mortgage broker and are aware of the effect on your cash flow that rising interest rates will have.You’ve heard that putting some money down … Continue reading →
Can you afford that new home?
Qualifying for a mortgage now while considering the cost in the future With interests rates so low, you might be wondering if it’s time to buy that new home. Even with the 0.25% rate increase by the Bank of Canada … Continue reading →
