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This information is not to be considered to be financial advice and contains the opinion of the author. Please speak with a qualified professional advisor before making any decisions. The nature of the information provided is subject to change at any time and the content of the posts will not be updated to reflect these changes. If a change, update or correction is made to a post, notice of that change may not be stated on the website. We make every effort to ensure that accurate information is provided. However, we are not able to guarantee the accuracy or completeness of the information found on this website or from external sites that we have linked to. We will not provide compensation in any form if you suffer a loss of any kind as a result of the information on this blog.
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Author Archives: braunfinancial
Where Does My Money Go?
If you ask the average person what they spend all their money on, they’ll likely have trouble telling you. Bills, the kids, entertainment. At the end of the month, few people really know where the money went. The nearly empty … Continue reading
Will I get a Refund?
I remember when I was younger and getting my taxes done always felt like a bit of a gamble. Would I walk out owing money or would I get a refund? As the years have gone by and I’ve learnt … Continue reading
Taking Credit
What is the difference between refundable tax credits and non-refundable tax credits? Most tax credits are non-refundable. This means that once you’ve reduced the income tax that you owe to $0, any remaining credits can’t be used. Another way to … Continue reading
Spousal RRSPs: A Way to Pay Less Tax as a Family
Why would I contribute to a Spousal RRSP instead of or in addition to a Personal RRSP? A personal RRSP works on the concept that your taxable income during your working years will be higher than your taxable income during … Continue reading
Benefits of RRSPs
Happy New Year! A good way to kick off the New Year is to make sure that you’ve made plans to pay as little tax as possible when it’s time to file your 2011 tax return. RRSPs provide a great … Continue reading
Investing with Guarantees: Segregated Funds
If you’re like most people, you’ve gone to the bank do your investing. You didn’t realize that you had other options. If you weren’t interested in GICs, you were likely sold a mutual fund. What’s a Mutual Fund? A mutual … Continue reading
The Value of Advice
Investing is a long term process. It works best when you have a goal in mind and a professional by your side to walk you through it. Investing may feel like a rollercoaster when you go it alone, but working … Continue reading
What’s in a Dividend?
As the markets turn and churn, the stock-picking advice that has resonated across the board from advisors and analysts alike has been: If you’re going to invest in equities, look for dividend payers. Choose companies with strong balance sheets that … Continue reading
The Disability Tax Credit
Does someone you know need help doing the things that we take for granted? Or, over the past year, has age or an unforeseen event affected the way you do the necessary activities of each day? Activities like hearing, speaking, … Continue reading
